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Ray Bajaj

Capital One
Head of Financial Services Architecture and Garage Technology
Ray Bajaj is the chief architect for Autoand Home Loans at Capital One as well ashe leads Garage Technology, aninnovation hub in the Financial ServicesDivision. In this role, he oversees thedevelopment of new digitally orientedvalue propositions and customerexperiences across the whole customeroriginations journey, including initialshopping, product selection, applicationand fulfillment to closing. In addition, Rayis responsible for business architecture,solution architecture, big data and cloudarchitecture at Capital One.Previously, Ray worked in various roles asthe Chief Architect for Commercial &Investment Bank at Bank of America, Headof Architecture at Ford Motor Credit andseveral technology leadership roles atOracle and Sun Microsystems.Ray holds a Master of BusinessAdministration degree from Michiga

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Friday, November 4